/* ==========================================================================
   banking-cards.css — ZONE CARTES BANCAIRES (source unique)

   Fusion de trois fichiers qui se contredisaient :
     - banking-cards.css      (ancien, gestion + souscription)
     - banking-cards-new.css  (doublon divergent)
     - banking_services.css   (hero generique de la vitrine)
   Les deux derniers sont desormais vides et renvoient ici.

   Couvre :
     - espace client : gestion de carte, souscription en cours, choix de gamme
       (templates/banking/cards/index.html.twig)
     - parcours de souscription (templates/banking/cards/subscription/*)
     - opposition (templates/banking/cards/opposition/*)
     - page vitrine « carte de credit » (templates/banking_services/**)

   Aucune couleur en dur : tout derive des 4 teintes de marque via les
   tokens --ds-* de design-system.css (+ --ds-danger, reserve au destructif).

   Sommaire
     0.  Variables locales derivees
     1.  Objet « carte » (visuel partage)
     2.  Espace client — section, en-tetes, carte detenue
     3.  Espace client — souscription en cours
     4.  Espace client — choix de la gamme
     5.  Parcours de souscription (page + formulaire)
     6.  Opposition
     7.  Vitrine — hero
     8.  Vitrine — gammes + comparatif
     9.  Vitrine — avantages
     10. Vitrine — acces espace client
     11. Mouvement reduit / contraste renforce
   ========================================================================== */

/* ==========================================================================
   0. VARIABLES LOCALES DERIVEES
   Uniquement des derivations de --ds-ink / --ds-paper / --ds-muted /
   --ds-accent. Aucune 5e teinte.
   ========================================================================== */

.card-section,
.card-types-section,
.subscription-page,
.opposition-page,
.credit-hero,
.card-types,
.card-benefits,
.card-access {
  /* Surfaces posees SUR l'encre (interieur des cartes bancaires) */
  --bc-on-ink-1: color-mix(in srgb, var(--ds-paper) 8%, transparent);
  --bc-on-ink-2: color-mix(in srgb, var(--ds-paper) 16%, transparent);
  --bc-on-ink-3: color-mix(in srgb, var(--ds-paper) 26%, transparent);
  /* Accent eclairci : lisible sur fond encre (>= 4.5:1) */
  --bc-accent-on-ink: color-mix(in srgb, var(--ds-accent) 45%, var(--ds-paper));
  /* Anneau de focus lisible sur fond encre */
  --bc-focus-on-ink: color-mix(in srgb, var(--ds-accent) 40%, var(--ds-paper));
  /* Rythme vertical de section */
  --bc-section-gap: var(--ds-space-8);
}

/* ==========================================================================
   1. OBJET « CARTE » — visuel partage par toutes les vues
   Degrade sobre derive de l'encre, hairline clair, pastille de lumiere.
   ========================================================================== */

.bank-card,
.card-type__card,
.card-types__card,
.credit-hero__card,
.card-preview {
  --bc-card-from: var(--ds-ink);
  --bc-card-to: color-mix(in srgb, var(--ds-ink) 78%, var(--ds-muted));
  --bc-card-edge: var(--bc-on-ink-2);

  position: relative;
  isolation: isolate;
  overflow: hidden;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  gap: var(--ds-space-4);

  width: 100%;
  max-width: 24rem;
  aspect-ratio: 1.586;
  min-height: 10.5rem;
  padding: var(--ds-space-5);

  border: 1px solid var(--bc-card-edge);
  border-radius: var(--ds-radius-lg);
  background:
    linear-gradient(135deg, var(--bc-card-from) 0%, var(--bc-card-to) 100%);
  color: var(--ds-text-inverse);
  box-shadow: var(--ds-shadow-md);
}

/* Voile de lumiere diagonal — remplace les degrades multicolores d'origine */
.bank-card::before,
.card-type__card::before,
.card-types__card::before,
.credit-hero__card::before,
.card-preview::before {
  content: "";
  position: absolute;
  inset: 0;
  z-index: -1;
  background:
    radial-gradient(120% 90% at 85% 0%, var(--bc-on-ink-2) 0%, transparent 60%),
    linear-gradient(115deg, transparent 40%, var(--bc-on-ink-1) 55%, transparent 70%);
  pointer-events: none;
}

/* --- Gammes -------------------------------------------------------------- */

.card-type__card--classic,
.card-type__card--classic-mastercard,
.card-types__card--classic,
.card-preview--classic {
  --bc-card-from: color-mix(in srgb, var(--ds-ink) 88%, var(--ds-muted));
  --bc-card-to: color-mix(in srgb, var(--ds-ink) 66%, var(--ds-muted));
}

.card-type__card--gold,
.card-type__card--gold-mastercard,
.card-types__card--gold,
.card-preview--gold {
  --bc-card-from: var(--ds-ink);
  --bc-card-to: color-mix(in srgb, var(--ds-ink) 72%, var(--ds-accent));
  --bc-card-edge: color-mix(in srgb, var(--ds-accent) 45%, transparent);
}

.card-type__card--platinum,
.card-type__card--platinum-mastercard,
.card-types__card--platinum,
.card-preview--platinum,
.credit-hero__card--platinum {
  --bc-card-from: var(--ds-ink);
  --bc-card-to: color-mix(in srgb, var(--ds-ink) 90%, var(--ds-paper));
  --bc-card-edge: var(--bc-on-ink-3);
}

/* --- En-tete de carte ---------------------------------------------------- */

.bank-card__header,
.bank-card__top,
.card-type__card-header,
.card-types__card-header,
.credit-hero__card-header,
.card-preview__header {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  gap: var(--ds-space-3);
}

.bank-card__brand,
.card-type__card-logo,
.card-types__card-logo,
.credit-hero__card-logo,
.card-preview__logo {
  display: inline-flex;
  align-items: center;
  gap: var(--ds-space-2);
  font-size: var(--ds-text-sm);
  font-weight: var(--ds-weight-semibold);
  letter-spacing: var(--ds-tracking-wide);
  color: var(--ds-text-inverse);
}

.card-type__card-logo svg,
.card-types__card-logo svg,
.credit-hero__card-logo svg,
.card-preview__logo svg,
.bank-card__brand svg {
  width: 1.5rem;
  height: 1.5rem;
  fill: currentColor;
}

.card-preview__logo i {
  font-size: 1.75rem;
}

.card-type__card-type,
.card-types__card-type,
.credit-hero__card-type,
.card-preview__type {
  font-size: var(--ds-text-xs);
  font-weight: var(--ds-weight-semibold);
  letter-spacing: var(--ds-tracking-caps);
  text-transform: uppercase;
  color: var(--ds-text-inverse-muted);
}

/* --- Puce ---------------------------------------------------------------- */

.bank-card__chip,
.card-type__chip,
.card-types__chip,
.credit-hero__chip,
.card-chip {
  position: relative;
  width: 2.5rem;
  height: 1.875rem;
  border-radius: var(--ds-radius-sm);
  border: 1px solid var(--bc-on-ink-2);
  background: linear-gradient(150deg, var(--bc-on-ink-3), var(--bc-on-ink-1));
}

.bank-card__chip::after,
.card-type__chip::after,
.card-types__chip::after,
.credit-hero__chip::after,
.card-chip::after {
  content: "";
  position: absolute;
  inset: 25% 15%;
  border: 1px solid var(--bc-on-ink-2);
  border-left: 0;
  border-right: 0;
}

/* --- Numero -------------------------------------------------------------- */

.bank-card__number,
.card-type__card-number,
.card-types__card-number,
.credit-hero__card-number,
.credit-hero__number-line,
.card-preview__number {
  font-family: var(--ds-font-mono);
  font-size: var(--ds-text-base);
  letter-spacing: 0.12em;
  color: var(--ds-text-inverse);
  word-break: keep-all;
}

/* --- Pied de carte ------------------------------------------------------- */

.bank-card__bottom,
.bank-card__details,
.bank-card__footer,
.credit-hero__card-footer {
  display: flex;
  align-items: flex-end;
  justify-content: space-between;
  gap: var(--ds-space-4);
}

.credit-hero__card-right {
  display: flex;
  align-items: flex-end;
  gap: var(--ds-space-4);
}

.bank-card__label,
.credit-hero__card-label,
.bank-card__info .bank-card__label {
  font-size: var(--ds-text-xs);
  letter-spacing: var(--ds-tracking-caps);
  text-transform: uppercase;
  color: var(--ds-text-inverse-muted);
}

.bank-card__name,
.bank-card__date,
.credit-hero__card-name,
.credit-hero__card-date,
.card-preview__holder {
  font-size: var(--ds-text-sm);
  font-weight: var(--ds-weight-medium);
  letter-spacing: var(--ds-tracking-wide);
  color: var(--ds-text-inverse);
}

.bank-card__date,
.credit-hero__card-date {
  font-family: var(--ds-font-mono);
}

.credit-hero__mastercard-icon,
.credit-hero__card-network svg {
  width: 2.5rem;
  height: 1.5rem;
  color: var(--ds-text-inverse-muted);
}

/* --- Carte opposee / bloquee -------------------------------------------- */

.bank-card--blocked {
  --bc-card-from: color-mix(in srgb, var(--ds-ink) 55%, var(--ds-muted));
  --bc-card-to: color-mix(in srgb, var(--ds-muted) 80%, var(--ds-ink));
  --bc-card-edge: var(--bc-on-ink-1);
  box-shadow: var(--ds-shadow-sm);
}

/* Statut pose sur la carte */
.bank-card__status {
  display: inline-flex;
  align-items: center;
  gap: var(--ds-space-2);
  padding: var(--ds-space-1) var(--ds-space-3);
  border: 1px solid var(--bc-on-ink-2);
  border-radius: var(--ds-radius-full);
  background: var(--bc-on-ink-1);
  font-size: var(--ds-text-xs);
  font-weight: var(--ds-weight-medium);
  white-space: nowrap;
  color: var(--ds-text-inverse);
}

.bank-card__status--active {
  border-color: color-mix(in srgb, var(--ds-accent) 55%, transparent);
  color: var(--bc-accent-on-ink);
}

.bank-card__status--blocked,
.bank-card__status--expired {
  border-color: var(--bc-on-ink-2);
  color: var(--ds-text-inverse-muted);
}

/* ==========================================================================
   2. ESPACE CLIENT — SECTION ET CARTE DETENUE
   ========================================================================== */

.card-section {
  padding: var(--ds-space-6);
  border: 1px solid var(--ds-border);
  border-radius: var(--ds-radius-lg);
  background: var(--ds-surface-raised);
  box-shadow: var(--ds-shadow-sm);
}

.card-section + .card-section {
  margin-top: var(--bc-section-gap);
}

.card-section__header {
  display: flex;
  flex-direction: column;
  gap: var(--ds-space-2);
  padding-bottom: var(--ds-space-5);
  margin-bottom: var(--ds-space-6);
  border-bottom: 1px solid var(--ds-border);
}

.card-section__title {
  display: flex;
  align-items: center;
  gap: var(--ds-space-3);
  margin: 0;
  font-family: var(--ds-font-sans);
  font-size: var(--ds-text-xl);
  font-weight: var(--ds-weight-semibold);
  line-height: var(--ds-leading-snug);
  letter-spacing: var(--ds-tracking-tight);
  color: var(--ds-text);
}

.card-section__icon,
.card-section__title svg {
  flex: none;
  color: var(--ds-accent);
}

.card-section__subtitle {
  margin: 0;
  max-width: var(--ds-measure);
  font-size: var(--ds-text-sm);
  line-height: var(--ds-leading-relaxed);
  color: var(--ds-text-muted);
}

.user-card-section__title,
.card-types-section__title,
.subscription-pending-section__title,
.card-brand-section__title {
  display: flex;
  align-items: center;
  gap: var(--ds-space-3);
  margin: 0 0 var(--ds-space-5);
  font-family: var(--ds-font-sans);
  font-size: var(--ds-text-lg);
  font-weight: var(--ds-weight-semibold);
  line-height: var(--ds-leading-snug);
  color: var(--ds-text);
}

.card-brand-section__title {
  margin-top: var(--ds-space-10);
}

.card-brand-section__title:first-of-type {
  margin-top: 0;
}

/* Marques monochromes — pas de 5e teinte */
.brand-logo-text {
  display: inline-block;
  padding: var(--ds-space-1) var(--ds-space-2);
  border-radius: var(--ds-radius-sm);
  font-family: var(--ds-font-sans);
  font-size: var(--ds-text-xs);
  font-weight: var(--ds-weight-bold);
  letter-spacing: var(--ds-tracking-caps);
  text-transform: uppercase;
  line-height: var(--ds-leading-none);
}

.brand-logo-text--visa,
.brand-logo-text--mastercard {
  background: var(--ds-ink);
  color: var(--ds-text-inverse);
}

/* Sur une carte bancaire (fond encre) : inverser */
.card-type__card .brand-logo-text,
.card-types__card .brand-logo-text,
.bank-card .brand-logo-text {
  background: var(--bc-on-ink-2);
  color: var(--ds-text-inverse);
}

.bank-card-container {
  display: flex;
  flex-direction: column;
  gap: var(--ds-space-4);
  max-width: 28rem;
}

.bank-card__info {
  display: flex;
  flex-direction: column;
  gap: var(--ds-space-2);
  padding: var(--ds-space-4);
  border: 1px solid var(--ds-border);
  border-radius: var(--ds-radius-md);
  background: var(--ds-surface-sunken);
}

.bank-card__info-item {
  display: flex;
  align-items: center;
  gap: var(--ds-space-3);
  font-size: var(--ds-text-sm);
  color: var(--ds-text-muted);
}

.bank-card__info-item svg {
  flex: none;
  color: var(--ds-muted);
}

/* Actions sous une carte */
.bank-card__actions,
.card-actions {
  display: flex;
  flex-wrap: wrap;
  gap: var(--ds-space-3);
  margin-top: var(--ds-space-2);
}

/* ==========================================================================
   3. ESPACE CLIENT — SOUSCRIPTION EN COURS
   ========================================================================== */

.subscription-pending-section {
  margin-top: var(--ds-space-2);
}

.subscription-status {
  border: 1px solid var(--ds-border);
  border-radius: var(--ds-radius-lg);
  background: var(--ds-surface-sunken);
  overflow: hidden;
}

.subscription-status__header {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: var(--ds-space-3);
  padding: var(--ds-space-4) var(--ds-space-5);
  border-bottom: 1px solid var(--ds-border);
  background: var(--ds-surface-raised);
}

.subscription-status__badge {
  display: inline-flex;
  align-items: center;
  gap: var(--ds-space-2);
  padding: var(--ds-space-1) var(--ds-space-3);
  border: 1px solid var(--ds-border-strong);
  border-radius: var(--ds-radius-full);
  background: var(--ds-muted-subtle);
  font-size: var(--ds-text-xs);
  font-weight: var(--ds-weight-medium);
  color: var(--ds-text);
}

.subscription-status__badge--pending,
.subscription-status__badge--contract-pending {
  border-color: var(--ds-border-strong);
  background: var(--ds-ink-subtle);
  color: var(--ds-text);
}

.subscription-status__badge--contract-sent,
.subscription-status__badge--admin-validation {
  border-color: var(--ds-accent-border);
  background: var(--ds-accent-subtle);
  color: var(--ds-accent-hover);
}

.subscription-status__badge--expired {
  border-color: var(--ds-danger-border);
  background: var(--ds-danger-subtle);
  color: var(--ds-danger-hover);
}

.subscription-status__date {
  font-size: var(--ds-text-xs);
  color: var(--ds-text-muted);
}

.subscription-status__details {
  display: flex;
  flex-direction: column;
  gap: var(--ds-space-5);
  padding: var(--ds-space-5);
}

.subscription-status__info {
  display: flex;
  flex-direction: column;
  gap: var(--ds-space-1);
}

.subscription-status__item {
  display: flex;
  flex-wrap: wrap;
  align-items: baseline;
  justify-content: space-between;
  gap: var(--ds-space-3);
  padding: var(--ds-space-3) 0;
  border-bottom: 1px solid var(--ds-border);
}

.subscription-status__item:last-child {
  border-bottom: 0;
}

.subscription-status__label {
  font-size: var(--ds-text-sm);
  color: var(--ds-text-muted);
}

.subscription-status__value {
  font-size: var(--ds-text-sm);
  font-weight: var(--ds-weight-semibold);
  color: var(--ds-text);
}

.subscription-status__action {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: var(--ds-space-3);
}

.subscription-status__note {
  margin: 0;
  font-size: var(--ds-text-xs);
  color: var(--ds-text-muted);
}

.subscription-status__message {
  display: flex;
  align-items: flex-start;
  gap: var(--ds-space-3);
  padding: var(--ds-space-4);
  border: 1px solid var(--ds-accent-border);
  border-radius: var(--ds-radius-md);
  background: var(--ds-accent-subtle);
  font-size: var(--ds-text-sm);
  line-height: var(--ds-leading-relaxed);
  color: var(--ds-text);
}

.subscription-status__message svg {
  flex: none;
  margin-top: 0.1em;
  color: var(--ds-accent);
}

.subscription-status__message--error {
  border-color: var(--ds-danger-border);
  background: var(--ds-danger-subtle);
}

.subscription-status__message--error svg {
  color: var(--ds-danger);
}

/* ==========================================================================
   4. ESPACE CLIENT — CHOIX DE LA GAMME
   ========================================================================== */

.card-types-section {
  display: block;
}

.card-types-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--ds-space-5);
  margin-bottom: var(--ds-space-6);
}

.card-type {
  position: relative;
  display: flex;
  flex-direction: column;
  gap: var(--ds-space-5);
  padding: var(--ds-space-5);
  border: 1px solid var(--ds-border);
  border-radius: var(--ds-radius-lg);
  background: var(--ds-surface-raised);
  transition:
    border-color var(--ds-transition),
    box-shadow var(--ds-transition),
    transform var(--ds-transition);
}

.card-type:hover,
.card-type:focus-within {
  border-color: var(--ds-accent-border);
  box-shadow: var(--ds-shadow-md);
  transform: translateY(-2px);
}

.card-type--featured {
  border-color: var(--ds-accent);
  box-shadow: var(--ds-shadow-md);
}

.card-type--featured:hover {
  border-color: var(--ds-accent-hover);
}

.card-type__badge {
  position: absolute;
  top: var(--ds-space-4);
  right: var(--ds-space-4);
  z-index: var(--ds-z-base);
  padding: var(--ds-space-1) var(--ds-space-3);
  border: 1px solid var(--ds-border-strong);
  border-radius: var(--ds-radius-full);
  background: var(--ds-surface-raised);
  font-size: var(--ds-text-xs);
  font-weight: var(--ds-weight-semibold);
  letter-spacing: var(--ds-tracking-wide);
  text-transform: uppercase;
  color: var(--ds-text-muted);
}

.card-type__badge--popular {
  border-color: var(--ds-accent);
  background: var(--ds-accent);
  color: var(--ds-text-on-accent);
}

.card-type__preview {
  display: flex;
  justify-content: center;
  padding-top: var(--ds-space-6);
}

.card-type__card {
  max-width: 18rem;
}

.card-type__card-chip {
  display: flex;
}

.card-type__content {
  display: flex;
  flex-direction: column;
  gap: var(--ds-space-4);
}

.card-type__name {
  margin: 0;
  font-family: var(--ds-font-sans);
  font-size: var(--ds-text-lg);
  font-weight: var(--ds-weight-semibold);
  line-height: var(--ds-leading-snug);
  color: var(--ds-text);
}

.card-type__price {
  display: flex;
  align-items: baseline;
  gap: var(--ds-space-2);
}

.card-type__amount {
  font-family: var(--ds-font-mono);
  font-size: var(--ds-text-2xl);
  line-height: var(--ds-leading-none);
  color: var(--ds-text);
}

.card-type__period {
  font-size: var(--ds-text-sm);
  color: var(--ds-text-muted);
}

/* Le CTA reste une ancre : on lui donne la forme d'un bouton secondaire */
.card-type__cta {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: var(--ds-space-2);
  min-height: var(--ds-touch-target);
  margin-top: auto;
  padding: var(--ds-space-3) var(--ds-space-5);
  border: 1px solid var(--ds-border-strong);
  border-radius: var(--ds-radius-md);
  background: var(--ds-surface-raised);
  font-family: var(--ds-font-sans);
  font-size: var(--ds-text-sm);
  font-weight: var(--ds-weight-semibold);
  text-align: center;
  text-decoration: none;
  color: var(--ds-text);
  transition:
    background-color var(--ds-transition),
    border-color var(--ds-transition),
    color var(--ds-transition);
}

.card-type__cta:hover {
  border-color: var(--ds-ink);
  background: var(--ds-ink-subtle);
  color: var(--ds-text);
}

.card-type__cta:focus-visible {
  outline: var(--ds-focus-width) solid var(--ds-focus-color);
  outline-offset: var(--ds-focus-offset);
}

.card-type__cta:active {
  background: var(--ds-muted-subtle);
}

.card-type__cta--featured {
  border-color: var(--ds-accent);
  background: var(--ds-accent);
  color: var(--ds-text-on-accent);
}

.card-type__cta--featured:hover {
  border-color: var(--ds-accent-hover);
  background: var(--ds-accent-hover);
  color: var(--ds-text-on-accent);
}

.card-type__cta--featured:active {
  background: var(--ds-accent-active);
}

@media (min-width: 640px) {
  .card-types-grid {
    grid-template-columns: repeat(auto-fit, minmax(17rem, 1fr));
  }
}

@media (min-width: 768px) {
  .card-section {
    padding: var(--ds-space-8);
  }
}

/* ==========================================================================
   5. PARCOURS DE SOUSCRIPTION — page + formulaire
   ========================================================================== */

.subscription-page {
  padding-block: var(--ds-section-y);
  background: var(--ds-surface);
}

.subscription-page__container {
  width: 100%;
  max-width: var(--ds-container);
  margin-inline: auto;
  padding-inline: var(--ds-gutter);
}

.subscription-page__header {
  display: flex;
  flex-direction: column;
  gap: var(--ds-space-3);
  margin-bottom: var(--ds-space-10);
}

.subscription-page__back {
  display: inline-flex;
  align-items: center;
  gap: var(--ds-space-2);
  align-self: flex-start;
  min-height: var(--ds-touch-target);
  font-size: var(--ds-text-sm);
  font-weight: var(--ds-weight-medium);
  text-decoration: none;
  color: var(--ds-text-muted);
  transition: color var(--ds-transition);
}

.subscription-page__back:hover {
  color: var(--ds-accent-hover);
}

.subscription-page__back:focus-visible {
  outline: var(--ds-focus-width) solid var(--ds-focus-color);
  outline-offset: var(--ds-focus-offset);
  border-radius: var(--ds-radius-sm);
}

.subscription-page__title {
  margin: 0;
  font-family: var(--ds-font-sans);
  font-size: var(--ds-text-3xl);
  font-weight: var(--ds-weight-bold);
  line-height: var(--ds-leading-tight);
  letter-spacing: var(--ds-tracking-tight);
  color: var(--ds-text);
}

.subscription-page__subtitle {
  margin: 0;
  max-width: var(--ds-measure);
  font-size: var(--ds-text-base);
  line-height: var(--ds-leading-relaxed);
  color: var(--ds-text-muted);
}

.subscription-page__content,
.subscription-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--ds-space-8);
  align-items: start;
}

.column {
  display: flex;
  flex-direction: column;
  gap: var(--ds-space-6);
  min-width: 0;
}

.card-details {
  display: flex;
  flex-direction: column;
  gap: var(--ds-space-6);
  padding: var(--ds-space-6);
  border: 1px solid var(--ds-border);
  border-radius: var(--ds-radius-lg);
  background: var(--ds-surface-raised);
}

.card-details__preview,
.card-preview-container {
  display: flex;
  justify-content: center;
}

.card-details__info {
  display: flex;
  flex-direction: column;
  gap: var(--ds-space-6);
}

.card-price {
  display: flex;
  flex-wrap: wrap;
  align-items: baseline;
  gap: var(--ds-space-3);
  padding-bottom: var(--ds-space-5);
  border-bottom: 1px solid var(--ds-border);
}

.card-price__amount {
  font-family: var(--ds-font-mono);
  font-size: var(--ds-text-3xl);
  line-height: var(--ds-leading-none);
  color: var(--ds-text);
}

.card-price__brand {
  font-size: var(--ds-text-sm);
  color: var(--ds-text-muted);
}

.card-features__title,
.card-limits__title,
.section-title {
  margin: 0 0 var(--ds-space-3);
  font-family: var(--ds-font-sans);
  font-size: var(--ds-text-base);
  font-weight: var(--ds-weight-semibold);
  letter-spacing: var(--ds-tracking-wide);
  color: var(--ds-text);
}

.card-features__list,
.card-limits__list,
.features-list,
.limits-list {
  display: flex;
  flex-direction: column;
  gap: var(--ds-space-2);
  margin: 0;
  padding: 0;
  list-style: none;
}

.card-features__item,
.card-limits__item,
.features-item,
.limits-item {
  display: flex;
  align-items: flex-start;
  gap: var(--ds-space-3);
  font-size: var(--ds-text-sm);
  line-height: var(--ds-leading-relaxed);
  color: var(--ds-text-muted);
}

.card-features__item i,
.features-item i {
  flex: none;
  margin-top: 0.2em;
  color: var(--ds-accent);
}

.card-limits__item i,
.limits-item i {
  flex: none;
  margin-top: 0.2em;
  color: var(--ds-muted);
}

/* --- Bloc formulaire ----------------------------------------------------- */

.subscription-form {
  display: flex;
  flex-direction: column;
  gap: var(--ds-space-6);
  padding: var(--ds-space-6);
  border: 1px solid var(--ds-border);
  border-radius: var(--ds-radius-lg);
  background: var(--ds-surface-raised);
}

.subscription-form__title {
  display: flex;
  align-items: center;
  gap: var(--ds-space-3);
  margin: 0;
  font-family: var(--ds-font-sans);
  font-size: var(--ds-text-xl);
  font-weight: var(--ds-weight-semibold);
  color: var(--ds-text);
}

.subscription-form__title i {
  color: var(--ds-accent);
}

.subscription-form__form {
  display: flex;
  flex-direction: column;
  gap: var(--ds-space-5);
}

.form-group {
  display: flex;
  flex-direction: column;
  gap: var(--ds-space-2);
  min-width: 0;
}

.form-group__label {
  font-size: var(--ds-text-sm);
  font-weight: var(--ds-weight-medium);
  color: var(--ds-text);
}

.form-group__select,
.form-group__input,
.form-group__textarea {
  width: 100%;
  min-height: var(--ds-touch-target);
  padding: var(--ds-space-3) var(--ds-space-4);
  border: 1px solid var(--ds-border-strong);
  border-radius: var(--ds-radius-md);
  background: var(--ds-surface-raised);
  font-family: var(--ds-font-sans);
  font-size: var(--ds-text-base);
  line-height: var(--ds-leading-normal);
  color: var(--ds-text);
  transition:
    border-color var(--ds-transition),
    box-shadow var(--ds-transition);
}

.form-group__textarea {
  min-height: 6rem;
  resize: vertical;
}

.form-group__select:hover,
.form-group__input:hover,
.form-group__textarea:hover {
  border-color: var(--ds-ink);
}

.form-group__select:focus-visible,
.form-group__input:focus-visible,
.form-group__textarea:focus-visible {
  outline: var(--ds-focus-width) solid var(--ds-focus-color);
  outline-offset: var(--ds-focus-offset);
  border-color: var(--ds-accent);
}

.form-group__select:disabled,
.form-group__input:disabled,
.form-group__textarea:disabled {
  background: var(--ds-surface-sunken);
  color: var(--ds-text-disabled);
  cursor: not-allowed;
}

.form-group__help {
  font-size: var(--ds-text-xs);
  line-height: var(--ds-leading-relaxed);
  color: var(--ds-text-muted);
}

.subscription-form__actions,
.form-actions,
.action-buttons {
  display: flex;
  flex-wrap: wrap;
  gap: var(--ds-space-3);
  padding-top: var(--ds-space-2);
}

.subscription-form__actions > *,
.form-actions > *,
.action-buttons > * {
  flex: 1 1 12rem;
}

/* --- Processus de souscription ------------------------------------------ */

.subscription-form__info {
  padding-top: var(--ds-space-6);
  border-top: 1px solid var(--ds-border);
}

.subscription-form__info-title {
  display: flex;
  align-items: center;
  gap: var(--ds-space-3);
  margin: 0 0 var(--ds-space-4);
  font-size: var(--ds-text-base);
  font-weight: var(--ds-weight-semibold);
  color: var(--ds-text);
}

.subscription-form__info-title i {
  color: var(--ds-accent);
}

.subscription-process {
  display: flex;
  flex-direction: column;
  gap: var(--ds-space-4);
  margin: 0;
  padding: 0;
  list-style: none;
  counter-reset: none;
}

.subscription-process__step {
  display: flex;
  align-items: flex-start;
  gap: var(--ds-space-4);
}

.subscription-process__number {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  flex: none;
  width: 2rem;
  height: 2rem;
  border-radius: var(--ds-radius-full);
  background: var(--ds-ink);
  font-family: var(--ds-font-mono);
  font-size: var(--ds-text-sm);
  color: var(--ds-text-inverse);
}

.subscription-process__content strong {
  display: block;
  font-size: var(--ds-text-sm);
  font-weight: var(--ds-weight-semibold);
  color: var(--ds-text);
}

.subscription-process__content p {
  margin: var(--ds-space-1) 0 0;
  font-size: var(--ds-text-sm);
  line-height: var(--ds-leading-relaxed);
  color: var(--ds-text-muted);
}

/* --- Encarts d'information ---------------------------------------------- */

.info-item {
  display: flex;
  flex-wrap: wrap;
  align-items: baseline;
  justify-content: space-between;
  gap: var(--ds-space-3);
  padding: var(--ds-space-3) 0;
  border-bottom: 1px solid var(--ds-border);
}

.info-item:last-child {
  border-bottom: 0;
}

.info-label {
  font-size: var(--ds-text-sm);
  color: var(--ds-text-muted);
}

.info-value {
  font-size: var(--ds-text-sm);
  font-weight: var(--ds-weight-semibold);
  color: var(--ds-text);
}

@media (min-width: 1024px) {
  .subscription-page__content,
  .subscription-grid {
    grid-template-columns: minmax(0, 5fr) minmax(0, 7fr);
    gap: var(--ds-space-10);
  }

  .subscription-form,
  .card-details {
    padding: var(--ds-space-8);
  }
}

/* ==========================================================================
   6. OPPOSITION — action destructrice
   Rouge fonctionnel (--ds-danger) uniquement : jamais decoratif.
   ========================================================================== */

.opposition-page {
  padding-block: var(--ds-section-y);
  background: var(--ds-surface);
}

.opposition-page__container {
  width: 100%;
  max-width: var(--ds-container);
  margin-inline: auto;
  padding-inline: var(--ds-gutter);
}

.opposition-page__container--narrow {
  max-width: var(--ds-container-narrow);
}

.opposition-page__header {
  display: flex;
  flex-direction: column;
  gap: var(--ds-space-3);
  margin-bottom: var(--ds-space-8);
}

.opposition-page__title {
  margin: 0;
  font-family: var(--ds-font-sans);
  font-size: var(--ds-text-3xl);
  font-weight: var(--ds-weight-bold);
  line-height: var(--ds-leading-tight);
  letter-spacing: var(--ds-tracking-tight);
  color: var(--ds-text);
}

.opposition-page__subtitle {
  margin: 0;
  max-width: var(--ds-measure);
  font-size: var(--ds-text-base);
  line-height: var(--ds-leading-relaxed);
  color: var(--ds-text-muted);
}

.opposition-page__banner {
  margin-bottom: var(--ds-space-8);
}

.opposition-page__grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--ds-space-8);
  align-items: start;
}

.opposition-page__aside {
  display: flex;
  flex-direction: column;
  gap: var(--ds-space-6);
  min-width: 0;
}

.opposition-page__main {
  display: flex;
  flex-direction: column;
  gap: var(--ds-space-6);
  min-width: 0;
}

.opposition-section__title {
  display: flex;
  align-items: center;
  gap: var(--ds-space-3);
  margin: 0 0 var(--ds-space-4);
  font-family: var(--ds-font-sans);
  font-size: var(--ds-text-lg);
  font-weight: var(--ds-weight-semibold);
  color: var(--ds-text);
}

/* Les <fieldset> servent de groupes de champs : pas de chrome natif.
   Les <legend> sont sortis du flux natif pour rester lisibles en flex. */
.opposition-page fieldset,
.subscription-page fieldset,
.emergency-panel fieldset {
  min-width: 0;
  margin: 0;
  padding: 0;
  border: 0;
}

.opposition-page legend,
.subscription-page legend,
.emergency-panel legend {
  width: 100%;
  padding: 0;
}

/* --- Liste des cartes opposables ---------------------------------------- */

.opposition-card-list {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--ds-space-4);
}

.opposition-card-option {
  display: flex;
  flex-direction: column;
  gap: var(--ds-space-4);
  width: 100%;
  min-height: var(--ds-touch-target);
  padding: var(--ds-space-5);
  border: 1px solid var(--ds-border);
  border-radius: var(--ds-radius-lg);
  background: var(--ds-surface-raised);
  font: inherit;
  text-align: left;
  text-decoration: none;
  color: var(--ds-text);
  cursor: pointer;
  transition:
    border-color var(--ds-transition),
    box-shadow var(--ds-transition);
}

.opposition-card-option:hover {
  border-color: var(--ds-danger-border);
  box-shadow: var(--ds-shadow-sm);
}

.opposition-card-option:focus-visible {
  outline: var(--ds-focus-width) solid var(--ds-focus-color);
  outline-offset: var(--ds-focus-offset);
}

.opposition-card-option__head {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: var(--ds-space-3);
}

.opposition-card-option__brand {
  display: inline-flex;
  align-items: center;
  gap: var(--ds-space-2);
  font-size: var(--ds-text-sm);
  font-weight: var(--ds-weight-semibold);
  letter-spacing: var(--ds-tracking-wide);
  color: var(--ds-text);
}

.opposition-card-option__number {
  font-family: var(--ds-font-mono);
  font-size: var(--ds-text-base);
  letter-spacing: 0.1em;
  color: var(--ds-text);
}

.opposition-card-option__meta {
  display: flex;
  flex-wrap: wrap;
  gap: var(--ds-space-1) var(--ds-space-5);
  font-size: var(--ds-text-xs);
  color: var(--ds-text-muted);
}

.opposition-card-option__go {
  flex: none;
  color: var(--ds-muted);
  transition: color var(--ds-transition);
}

.opposition-card-option:hover .opposition-card-option__go {
  color: var(--ds-danger);
}

/* --- Choix du motif (data-reason, classe .selected pilotee en JS) -------- */

.opposition-reasons {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--ds-space-3);
}

.opposition-reason {
  display: flex;
  align-items: flex-start;
  gap: var(--ds-space-3);
  min-height: var(--ds-touch-target);
  padding: var(--ds-space-4);
  border: 1px solid var(--ds-border);
  border-radius: var(--ds-radius-md);
  background: var(--ds-surface-raised);
  cursor: pointer;
  transition:
    border-color var(--ds-transition),
    background-color var(--ds-transition);
}

.opposition-reason:hover {
  border-color: var(--ds-border-strong);
  background: var(--ds-surface-sunken);
}

.opposition-reason:focus-visible {
  outline: var(--ds-focus-width) solid var(--ds-focus-color);
  outline-offset: var(--ds-focus-offset);
}

/* .selected est ajoutee par le script inline de la page — a preserver */
.opposition-reason.selected {
  border-color: var(--ds-danger);
  background: var(--ds-danger-subtle);
  box-shadow: 0 0 0 1px var(--ds-danger-border);
}

.opposition-reason__icon {
  flex: none;
  margin-top: 0.15em;
  color: var(--ds-muted);
}

.opposition-reason.selected .opposition-reason__icon {
  color: var(--ds-danger);
}

.opposition-reason__title {
  display: block;
  margin: 0;
  font-size: var(--ds-text-sm);
  font-weight: var(--ds-weight-semibold);
  color: var(--ds-text);
}

.opposition-reason__desc {
  display: block;
  margin: var(--ds-space-1) 0 0;
  font-size: var(--ds-text-xs);
  line-height: var(--ds-leading-relaxed);
  color: var(--ds-text-muted);
}

/* --- Encarts d'assistance ------------------------------------------------ */

.opposition-hotline {
  display: flex;
  flex-direction: column;
  gap: var(--ds-space-3);
  padding: var(--ds-space-5);
  border: 1px solid var(--ds-danger-border);
  border-radius: var(--ds-radius-lg);
  background: var(--ds-danger-subtle);
}

.opposition-hotline__label {
  font-size: var(--ds-text-xs);
  font-weight: var(--ds-weight-semibold);
  letter-spacing: var(--ds-tracking-caps);
  text-transform: uppercase;
  color: var(--ds-text-muted);
}

.opposition-hotline__number {
  font-family: var(--ds-font-mono);
  font-size: var(--ds-text-2xl);
  line-height: var(--ds-leading-none);
  color: var(--ds-danger-hover);
  text-decoration: none;
}

.opposition-hotline__number:focus-visible {
  outline: var(--ds-focus-width) solid var(--ds-focus-color);
  outline-offset: var(--ds-focus-offset);
}

.opposition-steps {
  display: flex;
  flex-direction: column;
  gap: var(--ds-space-2);
  margin: 0;
  padding-left: var(--ds-space-5);
  font-size: var(--ds-text-sm);
  line-height: var(--ds-leading-relaxed);
  color: var(--ds-text-muted);
}

.opposition-warning-list {
  display: flex;
  flex-direction: column;
  gap: var(--ds-space-2);
  margin: 0;
  padding: 0;
  list-style: none;
}

.opposition-warning-list li {
  position: relative;
  padding-left: var(--ds-space-5);
  font-size: var(--ds-text-sm);
  line-height: var(--ds-leading-relaxed);
  color: var(--ds-text);
}

.opposition-warning-list li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0.55em;
  width: 0.375rem;
  height: 0.375rem;
  border-radius: var(--ds-radius-full);
  background: var(--ds-danger);
}

/* --- Historique ---------------------------------------------------------- */

.opposition-history {
  margin-top: var(--ds-space-12);
}

.opposition-ref {
  font-family: var(--ds-font-mono);
  font-size: var(--ds-text-xs);
  color: var(--ds-text);
}

/* --- Opposition d'urgence ------------------------------------------------ */

.emergency-page {
  padding-block: var(--ds-section-y);
  background: var(--ds-ink);
}

.emergency-page__container {
  width: 100%;
  max-width: var(--ds-container-narrow);
  margin-inline: auto;
  padding-inline: var(--ds-gutter);
}

.emergency-panel {
  display: flex;
  flex-direction: column;
  gap: var(--ds-space-6);
  padding: var(--ds-space-6);
  border: 1px solid var(--ds-border);
  border-radius: var(--ds-radius-lg);
  background: var(--ds-surface-raised);
  box-shadow: var(--ds-shadow-md);
}

.emergency-panel__header {
  display: flex;
  flex-direction: column;
  gap: var(--ds-space-3);
}

.emergency-panel__title {
  display: flex;
  align-items: center;
  gap: var(--ds-space-3);
  margin: 0;
  font-family: var(--ds-font-sans);
  font-size: var(--ds-text-2xl);
  font-weight: var(--ds-weight-bold);
  line-height: var(--ds-leading-tight);
  letter-spacing: var(--ds-tracking-tight);
  color: var(--ds-text);
}

.emergency-panel__title i {
  color: var(--ds-danger);
}

.emergency-panel__lead {
  margin: 0;
  font-size: var(--ds-text-base);
  line-height: var(--ds-leading-relaxed);
  color: var(--ds-text-muted);
}

.emergency-form {
  display: flex;
  flex-direction: column;
  gap: var(--ds-space-5);
}

.emergency-form__legend {
  margin: 0;
  font-size: var(--ds-text-base);
  font-weight: var(--ds-weight-semibold);
  color: var(--ds-text);
}

.quick-card-list {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--ds-space-3);
}

/* .quick-card et .selected sont pilotees par le script inline — a preserver */
.quick-card {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--ds-space-4);
  min-height: var(--ds-touch-target);
  padding: var(--ds-space-4);
  border: 1px solid var(--ds-border);
  border-radius: var(--ds-radius-md);
  background: var(--ds-surface-raised);
  text-align: left;
  cursor: pointer;
  transition:
    border-color var(--ds-transition),
    background-color var(--ds-transition);
}

.quick-card:hover {
  border-color: var(--ds-border-strong);
  background: var(--ds-surface-sunken);
}

.quick-card:focus-visible {
  outline: var(--ds-focus-width) solid var(--ds-focus-color);
  outline-offset: var(--ds-focus-offset);
}

.quick-card.selected {
  border-color: var(--ds-danger);
  background: var(--ds-danger-subtle);
  box-shadow: 0 0 0 1px var(--ds-danger-border);
}

.quick-card__body {
  display: flex;
  flex-direction: column;
  gap: var(--ds-space-1);
  min-width: 0;
}

.quick-card__brand {
  display: inline-flex;
  align-items: center;
  gap: var(--ds-space-2);
  font-size: var(--ds-text-sm);
  font-weight: var(--ds-weight-semibold);
  color: var(--ds-text);
}

.quick-card__number {
  font-family: var(--ds-font-mono);
  font-size: var(--ds-text-sm);
  letter-spacing: 0.08em;
  color: var(--ds-text);
}

.quick-card__account {
  font-size: var(--ds-text-xs);
  color: var(--ds-text-muted);
}

.quick-card__check {
  flex: none;
  color: var(--ds-danger);
}

/* .emergency-button est ciblee par le script inline — a preserver */
.emergency-button {
  width: 100%;
}

.emergency-page__links {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--ds-space-3);
  padding-top: var(--ds-space-5);
  border-top: 1px solid var(--ds-border);
}

@media (min-width: 640px) {
  .opposition-reasons {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .emergency-page__links {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
}

@media (min-width: 768px) {
  .emergency-panel {
    padding: var(--ds-space-8);
  }
}

@media (min-width: 1024px) {
  .opposition-page__grid {
    grid-template-columns: minmax(0, 2fr) minmax(0, 1fr);
    gap: var(--ds-space-10);
  }
}

/* ==========================================================================
   7. VITRINE — HERO
   ========================================================================== */

.credit-hero {
  padding-block: var(--ds-section-y);
  background: var(--ds-ink);
  color: var(--ds-text-inverse);
  overflow: hidden;
}

.credit-hero__container,
.card-types__container,
.card-benefits__container,
.card-access__container {
  width: 100%;
  max-width: var(--ds-container);
  margin-inline: auto;
  padding-inline: var(--ds-gutter);
}

.credit-hero__content {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--ds-space-12);
  align-items: center;
}

.credit-hero__text {
  display: flex;
  flex-direction: column;
  gap: var(--ds-space-6);
  min-width: 0;
}

.credit-hero__title {
  margin: 0;
  max-width: 18ch;
  font-family: var(--ds-font-sans);
  font-size: var(--ds-text-4xl);
  font-weight: var(--ds-weight-bold);
  line-height: var(--ds-leading-tight);
  letter-spacing: var(--ds-tracking-tight);
  color: var(--ds-text-inverse);
}

.credit-hero__subtitle {
  margin: 0;
  max-width: 48ch;
  font-size: var(--ds-text-lg);
  line-height: var(--ds-leading-relaxed);
  color: var(--ds-text-inverse-muted);
}

.credit-hero__features {
  display: flex;
  flex-wrap: wrap;
  gap: var(--ds-space-3);
}

.credit-hero__feature {
  display: inline-flex;
  align-items: center;
  gap: var(--ds-space-2);
  padding: var(--ds-space-2) var(--ds-space-4);
  border: 1px solid var(--ds-border-inverse);
  border-radius: var(--ds-radius-full);
  background: var(--bc-on-ink-1);
  font-size: var(--ds-text-sm);
  color: var(--ds-text-inverse);
}

.credit-hero__feature-icon {
  display: inline-flex;
  color: var(--bc-accent-on-ink);
}

.credit-hero__feature-svg {
  width: 1rem;
  height: 1rem;
  fill: currentColor;
}

.credit-hero__actions {
  display: flex;
  flex-wrap: wrap;
  gap: var(--ds-space-3);
}

.credit-hero__cta {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: var(--ds-space-2);
  min-height: var(--ds-touch-target);
  padding: var(--ds-space-3) var(--ds-space-6);
  border: 1px solid transparent;
  border-radius: var(--ds-radius-md);
  font-family: var(--ds-font-sans);
  font-size: var(--ds-text-base);
  font-weight: var(--ds-weight-semibold);
  text-decoration: none;
  transition:
    background-color var(--ds-transition),
    border-color var(--ds-transition),
    color var(--ds-transition);
}

.credit-hero__cta-icon {
  width: 1rem;
  height: 1rem;
  fill: currentColor;
}

.credit-hero__cta--primary {
  border-color: var(--ds-accent);
  background: var(--ds-accent);
  color: var(--ds-text-on-accent);
}

.credit-hero__cta--primary:hover {
  border-color: var(--bc-accent-on-ink);
  background: var(--bc-accent-on-ink);
  color: var(--ds-ink);
}

.credit-hero__cta--secondary {
  border-color: var(--ds-border-inverse);
  background: var(--bc-on-ink-1);
  color: var(--ds-text-inverse);
}

.credit-hero__cta--secondary:hover {
  border-color: var(--ds-paper);
  background: var(--bc-on-ink-2);
}

.credit-hero__cta:focus-visible {
  outline: var(--ds-focus-width) solid var(--bc-focus-on-ink);
  outline-offset: var(--ds-focus-offset);
}

.credit-hero__visual {
  display: flex;
  flex-direction: column;
  gap: var(--ds-space-8);
  min-width: 0;
}

.credit-hero__cards {
  display: flex;
  justify-content: center;
}

.credit-hero__card {
  max-width: 22rem;
}

.credit-hero__logo {
  width: 1.25rem;
  height: 1.25rem;
  fill: currentColor;
}

.credit-hero__stats {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(6.5rem, 1fr));
  gap: var(--ds-space-4);
  padding-top: var(--ds-space-6);
  border-top: 1px solid var(--ds-border-inverse);
}

.credit-hero__stat {
  display: flex;
  flex-direction: column;
  gap: var(--ds-space-1);
  text-align: center;
  min-width: 0;
}

.credit-hero__stat-number {
  font-family: var(--ds-font-mono);
  font-size: var(--ds-text-xl);
  line-height: var(--ds-leading-none);
  color: var(--ds-text-inverse);
}

.credit-hero__stat-label {
  font-size: var(--ds-text-xs);
  line-height: var(--ds-leading-snug);
  color: var(--ds-text-inverse-muted);
}

@media (min-width: 1024px) {
  .credit-hero__content {
    grid-template-columns: minmax(0, 6fr) minmax(0, 5fr);
    gap: var(--ds-space-16);
  }
}

/* ==========================================================================
   8. VITRINE — GAMMES + COMPARATIF
   ========================================================================== */

.card-types {
  padding-block: var(--ds-section-y);
  background: var(--ds-surface);
}

.card-types__header,
.card-benefits__header {
  display: flex;
  flex-direction: column;
  gap: var(--ds-space-3);
  margin-bottom: var(--ds-space-12);
  text-align: center;
  align-items: center;
}

.card-types__title,
.card-benefits__title {
  margin: 0;
  font-family: var(--ds-font-sans);
  font-size: var(--ds-text-3xl);
  font-weight: var(--ds-weight-bold);
  line-height: var(--ds-leading-tight);
  letter-spacing: var(--ds-tracking-tight);
  color: var(--ds-text);
}

.card-types__subtitle,
.card-benefits__subtitle {
  margin: 0;
  max-width: 60ch;
  font-size: var(--ds-text-lg);
  line-height: var(--ds-leading-relaxed);
  color: var(--ds-text-muted);
}

.card-types__grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--ds-space-6);
}

.card-types__item {
  position: relative;
  display: flex;
  flex-direction: column;
  gap: var(--ds-space-6);
  padding: var(--ds-space-6);
  border: 1px solid var(--ds-border);
  border-radius: var(--ds-radius-lg);
  background: var(--ds-surface-raised);
  transition:
    border-color var(--ds-transition),
    box-shadow var(--ds-transition),
    transform var(--ds-transition);
}

.card-types__item:hover,
.card-types__item:focus-within {
  border-color: var(--ds-accent-border);
  box-shadow: var(--ds-shadow-md);
  transform: translateY(-2px);
}

.card-types__item--featured {
  border-color: var(--ds-accent);
  box-shadow: var(--ds-shadow-md);
}

.card-types__badge {
  position: absolute;
  top: var(--ds-space-4);
  right: var(--ds-space-4);
  z-index: var(--ds-z-base);
  padding: var(--ds-space-1) var(--ds-space-3);
  border: 1px solid var(--ds-border-strong);
  border-radius: var(--ds-radius-full);
  background: var(--ds-surface-raised);
  font-size: var(--ds-text-xs);
  font-weight: var(--ds-weight-semibold);
  letter-spacing: var(--ds-tracking-wide);
  text-transform: uppercase;
  color: var(--ds-text-muted);
}

.card-types__badge--popular {
  border-color: var(--ds-accent);
  background: var(--ds-accent);
  color: var(--ds-text-on-accent);
}

.card-types__badge--premium {
  border-color: var(--ds-ink);
  background: var(--ds-ink);
  color: var(--ds-text-inverse);
}

.card-types__preview {
  display: flex;
  justify-content: center;
  padding-top: var(--ds-space-6);
}

.card-types__card {
  max-width: 19rem;
}

.card-types__logo {
  width: 1.125rem;
  height: 1.125rem;
  fill: currentColor;
}

.card-types__content {
  display: flex;
  flex-direction: column;
  gap: var(--ds-space-4);
  flex: 1;
}

.card-types__name {
  margin: 0;
  font-family: var(--ds-font-sans);
  font-size: var(--ds-text-xl);
  font-weight: var(--ds-weight-semibold);
  line-height: var(--ds-leading-snug);
  color: var(--ds-text);
}

.card-types__price {
  display: flex;
  align-items: baseline;
  gap: var(--ds-space-2);
}

.card-types__amount {
  font-family: var(--ds-font-mono);
  font-size: var(--ds-text-2xl);
  line-height: var(--ds-leading-none);
  color: var(--ds-text);
}

.card-types__period {
  font-size: var(--ds-text-sm);
  color: var(--ds-text-muted);
}

.card-types__features {
  display: flex;
  flex-direction: column;
  gap: var(--ds-space-2);
}

.card-types__feature {
  display: flex;
  align-items: flex-start;
  gap: var(--ds-space-3);
  font-size: var(--ds-text-sm);
  line-height: var(--ds-leading-relaxed);
  color: var(--ds-text-muted);
}

.card-types__check {
  flex: none;
  width: 1rem;
  height: 1rem;
  margin-top: 0.2em;
  fill: currentColor;
  color: var(--ds-accent);
}

.card-types__cta {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: var(--ds-space-2);
  min-height: var(--ds-touch-target);
  margin-top: auto;
  padding: var(--ds-space-3) var(--ds-space-6);
  border: 1px solid var(--ds-border-strong);
  border-radius: var(--ds-radius-md);
  background: var(--ds-surface-raised);
  font-family: var(--ds-font-sans);
  font-size: var(--ds-text-sm);
  font-weight: var(--ds-weight-semibold);
  text-decoration: none;
  color: var(--ds-text);
  transition:
    background-color var(--ds-transition),
    border-color var(--ds-transition),
    color var(--ds-transition);
}

.card-types__cta:hover {
  border-color: var(--ds-ink);
  background: var(--ds-ink-subtle);
}

.card-types__cta:focus-visible {
  outline: var(--ds-focus-width) solid var(--ds-focus-color);
  outline-offset: var(--ds-focus-offset);
}

.card-types__cta--featured {
  border-color: var(--ds-accent);
  background: var(--ds-accent);
  color: var(--ds-text-on-accent);
}

.card-types__cta--featured:hover {
  border-color: var(--ds-accent-hover);
  background: var(--ds-accent-hover);
  color: var(--ds-text-on-accent);
}

.card-types__cta-icon {
  width: 1rem;
  height: 1rem;
  fill: currentColor;
}

/* --- Comparatif ---------------------------------------------------------- */

.card-types__comparison {
  margin-top: var(--ds-space-16);
}

.card-types__comparison-title {
  margin: 0 0 var(--ds-space-6);
  font-family: var(--ds-font-sans);
  font-size: var(--ds-text-2xl);
  font-weight: var(--ds-weight-semibold);
  line-height: var(--ds-leading-snug);
  letter-spacing: var(--ds-tracking-tight);
  text-align: center;
  color: var(--ds-text);
}

/* Tableau en grille : masque sous 768px au profit des fiches mobiles */
.card-types__comparison-table {
  display: none;
  overflow-x: auto;
  border: 1px solid var(--ds-border);
  border-radius: var(--ds-radius-lg);
  background: var(--ds-surface-raised);
}

.card-types__comparison-header,
.card-types__comparison-row {
  display: grid;
  grid-template-columns: minmax(11rem, 1.6fr) repeat(3, minmax(7rem, 1fr));
  min-width: 40rem;
}

.card-types__comparison-header {
  background: var(--ds-surface-sunken);
  border-bottom: 1px solid var(--ds-border);
}

.card-types__comparison-row + .card-types__comparison-row {
  border-top: 1px solid var(--ds-border);
}

.card-types__comparison-cell {
  display: flex;
  align-items: center;
  gap: var(--ds-space-2);
  padding: var(--ds-space-4) var(--ds-space-5);
  font-size: var(--ds-text-sm);
  color: var(--ds-text-muted);
}

.card-types__comparison-header .card-types__comparison-cell {
  font-weight: var(--ds-weight-semibold);
  letter-spacing: var(--ds-tracking-wide);
  color: var(--ds-text);
}

.card-types__comparison-row .card-types__comparison-cell:first-child {
  font-weight: var(--ds-weight-medium);
  color: var(--ds-text);
}

.card-types__check-mark {
  width: 1rem;
  height: 1rem;
  fill: currentColor;
  color: var(--ds-accent);
}

.card-types__x-mark {
  width: 1rem;
  height: 1rem;
  fill: currentColor;
  color: var(--ds-muted);
}

/* Fiches mobiles */
.card-types__comparison-mobile {
  display: block;
}

.card-types__mobile-cards {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--ds-space-4);
}

.card-types__mobile-card {
  padding: var(--ds-space-5);
  border: 1px solid var(--ds-border);
  border-radius: var(--ds-radius-lg);
  background: var(--ds-surface-raised);
}

.card-types__mobile-card--featured {
  border-color: var(--ds-accent);
}

.card-types__mobile-card-title {
  margin: 0 0 var(--ds-space-4);
  padding-bottom: var(--ds-space-3);
  border-bottom: 1px solid var(--ds-border);
  font-family: var(--ds-font-sans);
  font-size: var(--ds-text-lg);
  font-weight: var(--ds-weight-semibold);
  color: var(--ds-text);
}

.card-types__mobile-features {
  display: flex;
  flex-direction: column;
}

.card-types__mobile-feature {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: var(--ds-space-3);
  padding: var(--ds-space-3) 0;
  border-bottom: 1px solid var(--ds-border);
}

.card-types__mobile-feature:last-child {
  border-bottom: 0;
}

.card-types__mobile-label {
  font-size: var(--ds-text-sm);
  color: var(--ds-text-muted);
}

.card-types__mobile-value {
  display: inline-flex;
  align-items: center;
  font-size: var(--ds-text-sm);
  font-weight: var(--ds-weight-semibold);
  color: var(--ds-text);
}

.card-types__mobile-value--positive {
  color: var(--ds-accent-hover);
}

.card-types__mobile-value--negative {
  color: var(--ds-text-muted);
}

@media (min-width: 640px) {
  .card-types__grid {
    grid-template-columns: repeat(auto-fit, minmax(18rem, 1fr));
  }
}

@media (min-width: 768px) {
  .card-types__comparison-table--desktop {
    display: block;
  }

  .card-types__comparison-mobile {
    display: none;
  }
}

@media (min-width: 1024px) {
  .card-types__grid {
    grid-template-columns: repeat(3, minmax(0, 1fr));
  }
}

/* ==========================================================================
   9. VITRINE — AVANTAGES
   ========================================================================== */

.card-benefits {
  padding-block: var(--ds-section-y);
  background: var(--ds-surface-sunken);
}

.card-benefits__grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--ds-space-8);
  align-items: start;
}

.card-benefits__main {
  min-width: 0;
}

.card-benefits__highlight {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--ds-space-8);
  align-items: center;
  padding: var(--ds-space-6);
  border: 1px solid var(--ds-border);
  border-radius: var(--ds-radius-lg);
  background: var(--ds-surface-raised);
}

.card-benefits__highlight-visual {
  position: relative;
  display: flex;
  align-items: center;
  justify-content: center;
  min-height: 12rem;
}

.card-benefits__cashback-circle {
  position: relative;
  display: grid;
  place-items: center;
  width: 10rem;
  height: 10rem;
  border-radius: var(--ds-radius-full);
  background: var(--ds-ink);
  color: var(--ds-text-inverse);
}

.card-benefits__cashback-inner {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: var(--ds-space-1);
  text-align: center;
}

.card-benefits__cashback-amount {
  font-family: var(--ds-font-mono);
  font-size: var(--ds-text-3xl);
  line-height: var(--ds-leading-none);
  color: var(--ds-text-inverse);
}

.card-benefits__cashback-label {
  font-size: var(--ds-text-xs);
  letter-spacing: var(--ds-tracking-caps);
  text-transform: uppercase;
  color: var(--ds-text-inverse-muted);
}

.card-benefits__cashback-ring {
  position: absolute;
  inset: -0.625rem;
  border: 1px solid var(--ds-accent-border);
  border-radius: var(--ds-radius-full);
  pointer-events: none;
}

.card-benefits__floating-coins {
  position: absolute;
  inset: 0;
  pointer-events: none;
}

.card-benefits__coin {
  position: absolute;
  left: var(--x, 50%);
  top: var(--y, 50%);
  display: grid;
  place-items: center;
  width: 2rem;
  height: 2rem;
  border: 1px solid var(--ds-accent-border);
  border-radius: var(--ds-radius-full);
  background: var(--ds-accent-subtle);
  color: var(--ds-accent-hover);
  animation: bc-coin-float 6s ease-in-out infinite;
  animation-delay: var(--delay, 0s);
}

.card-benefits__coin-icon {
  width: 0.875rem;
  height: 0.875rem;
  fill: currentColor;
}

@keyframes bc-coin-float {
  0%, 100% { transform: translateY(0); }
  50% { transform: translateY(-0.5rem); }
}

.card-benefits__highlight-content {
  display: flex;
  flex-direction: column;
  gap: var(--ds-space-4);
  min-width: 0;
}

.card-benefits__highlight-title {
  margin: 0;
  font-family: var(--ds-font-sans);
  font-size: var(--ds-text-2xl);
  font-weight: var(--ds-weight-semibold);
  line-height: var(--ds-leading-snug);
  letter-spacing: var(--ds-tracking-tight);
  color: var(--ds-text);
}

.card-benefits__highlight-desc {
  margin: 0;
  max-width: var(--ds-measure);
  font-size: var(--ds-text-base);
  line-height: var(--ds-leading-relaxed);
  color: var(--ds-text-muted);
}

.card-benefits__highlight-stats {
  display: flex;
  flex-wrap: wrap;
  gap: var(--ds-space-6);
  padding: var(--ds-space-4) 0;
  border-top: 1px solid var(--ds-border);
  border-bottom: 1px solid var(--ds-border);
}

.card-benefits__highlight-stat {
  display: flex;
  flex-direction: column;
  gap: var(--ds-space-1);
}

.card-benefits__stat-number {
  font-family: var(--ds-font-mono);
  font-size: var(--ds-text-xl);
  line-height: var(--ds-leading-none);
  color: var(--ds-text);
}

.card-benefits__stat-label {
  font-size: var(--ds-text-xs);
  color: var(--ds-text-muted);
}

.card-benefits__highlight-cta {
  display: flex;
}

.card-benefits__cta-button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: var(--ds-space-2);
  min-height: var(--ds-touch-target);
  padding: var(--ds-space-3) var(--ds-space-6);
  border: 1px solid var(--ds-accent);
  border-radius: var(--ds-radius-md);
  background: var(--ds-accent);
  font-family: var(--ds-font-sans);
  font-size: var(--ds-text-base);
  font-weight: var(--ds-weight-semibold);
  text-decoration: none;
  color: var(--ds-text-on-accent);
  transition:
    background-color var(--ds-transition),
    border-color var(--ds-transition);
}

.card-benefits__cta-button:hover {
  border-color: var(--ds-accent-hover);
  background: var(--ds-accent-hover);
}

.card-benefits__cta-button:active {
  background: var(--ds-accent-active);
}

.card-benefits__cta-button:focus-visible {
  outline: var(--ds-focus-width) solid var(--ds-focus-color);
  outline-offset: var(--ds-focus-offset);
}

.card-benefits__cta-icon {
  display: inline-flex;
}

.card-benefits__cta-arrow {
  width: 1rem;
  height: 1rem;
  fill: currentColor;
}

.card-benefits__bento {
  display: flex;
  flex-direction: column;
  gap: var(--ds-space-4);
  min-width: 0;
}

.card-benefits__bento-row {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--ds-space-4);
}

.card-benefits__feature {
  display: flex;
  flex-direction: column;
  gap: var(--ds-space-3);
  padding: var(--ds-space-5);
  border: 1px solid var(--ds-border);
  border-radius: var(--ds-radius-lg);
  background: var(--ds-surface-raised);
  transition:
    border-color var(--ds-transition),
    box-shadow var(--ds-transition);
}

.card-benefits__feature:hover {
  border-color: var(--ds-accent-border);
  box-shadow: var(--ds-shadow-sm);
}

.card-benefits__feature-icon {
  display: grid;
  place-items: center;
  width: 2.75rem;
  height: 2.75rem;
  border: 1px solid var(--ds-accent-border);
  border-radius: var(--ds-radius-md);
  background: var(--ds-accent-subtle);
  color: var(--ds-accent-hover);
}

.card-benefits__icon {
  width: 1.25rem;
  height: 1.25rem;
  fill: currentColor;
}

.card-benefits__feature-title {
  margin: 0;
  font-family: var(--ds-font-sans);
  font-size: var(--ds-text-base);
  font-weight: var(--ds-weight-semibold);
  line-height: var(--ds-leading-snug);
  color: var(--ds-text);
}

.card-benefits__feature-desc {
  margin: 0;
  font-size: var(--ds-text-sm);
  line-height: var(--ds-leading-relaxed);
  color: var(--ds-text-muted);
}

@media (min-width: 640px) {
  .card-benefits__bento-row {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
}

@media (min-width: 1024px) {
  .card-benefits__grid {
    grid-template-columns: minmax(0, 7fr) minmax(0, 5fr);
    gap: var(--ds-space-10);
  }

  .card-benefits__highlight {
    grid-template-columns: minmax(0, 4fr) minmax(0, 6fr);
    padding: var(--ds-space-8);
  }
}

/* ==========================================================================
   10. VITRINE — ACCES A L'ESPACE CLIENT
   ========================================================================== */

.card-access {
  padding-block: var(--ds-section-y);
  background: var(--ds-surface);
}

.card-access__grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--ds-space-10);
  align-items: start;
}

.card-access__main-section,
.card-access__info-section {
  display: flex;
  flex-direction: column;
  gap: var(--ds-space-8);
  min-width: 0;
}

.card-access__header {
  display: flex;
  flex-direction: column;
  gap: var(--ds-space-3);
}

.card-access__title {
  margin: 0;
  font-family: var(--ds-font-sans);
  font-size: var(--ds-text-3xl);
  font-weight: var(--ds-weight-bold);
  line-height: var(--ds-leading-tight);
  letter-spacing: var(--ds-tracking-tight);
  color: var(--ds-text);
}

.card-access__subtitle {
  margin: 0;
  max-width: var(--ds-measure);
  font-size: var(--ds-text-lg);
  line-height: var(--ds-leading-relaxed);
  color: var(--ds-text-muted);
}

.card-access__feature-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--ds-space-4);
}

.card-access__feature {
  display: flex;
  flex-direction: column;
  gap: var(--ds-space-3);
  padding: var(--ds-space-5);
  border: 1px solid var(--ds-border);
  border-radius: var(--ds-radius-lg);
  background: var(--ds-surface-raised);
}

.card-access__feature-icon {
  display: grid;
  place-items: center;
  width: 2.5rem;
  height: 2.5rem;
  border: 1px solid var(--ds-border);
  border-radius: var(--ds-radius-md);
  background: var(--ds-ink-subtle);
  color: var(--ds-ink);
}

.card-access__icon {
  width: 1.125rem;
  height: 1.125rem;
  fill: currentColor;
}

.card-access__feature-title {
  margin: 0;
  font-family: var(--ds-font-sans);
  font-size: var(--ds-text-base);
  font-weight: var(--ds-weight-semibold);
  color: var(--ds-text);
}

.card-access__feature-desc {
  margin: 0;
  font-size: var(--ds-text-sm);
  line-height: var(--ds-leading-relaxed);
  color: var(--ds-text-muted);
}

.card-access__actions {
  display: flex;
  flex-wrap: wrap;
  gap: var(--ds-space-3);
}

.card-access__btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: var(--ds-space-2);
  min-height: var(--ds-touch-target);
  padding: var(--ds-space-3) var(--ds-space-6);
  border: 1px solid transparent;
  border-radius: var(--ds-radius-md);
  font-family: var(--ds-font-sans);
  font-size: var(--ds-text-base);
  font-weight: var(--ds-weight-semibold);
  text-decoration: none;
  transition:
    background-color var(--ds-transition),
    border-color var(--ds-transition),
    color var(--ds-transition);
}

.card-access__btn--primary {
  border-color: var(--ds-accent);
  background: var(--ds-accent);
  color: var(--ds-text-on-accent);
}

.card-access__btn--primary:hover {
  border-color: var(--ds-accent-hover);
  background: var(--ds-accent-hover);
}

.card-access__btn--primary:active {
  background: var(--ds-accent-active);
}

.card-access__btn--secondary {
  border-color: var(--ds-border-strong);
  background: var(--ds-surface-raised);
  color: var(--ds-text);
}

.card-access__btn--secondary:hover {
  border-color: var(--ds-ink);
  background: var(--ds-ink-subtle);
}

.card-access__btn:focus-visible {
  outline: var(--ds-focus-width) solid var(--ds-focus-color);
  outline-offset: var(--ds-focus-offset);
}

.card-access__btn-icon {
  width: 1rem;
  height: 1rem;
  fill: currentColor;
}

/* --- Demo d'interface ---------------------------------------------------- */

.card-access__demo {
  display: flex;
  flex-direction: column;
  gap: var(--ds-space-5);
  padding: var(--ds-space-6);
  border: 1px solid var(--ds-border);
  border-radius: var(--ds-radius-lg);
  background: var(--ds-surface-sunken);
}

.card-access__demo-title {
  margin: 0 0 var(--ds-space-2);
  font-family: var(--ds-font-sans);
  font-size: var(--ds-text-lg);
  font-weight: var(--ds-weight-semibold);
  color: var(--ds-text);
}

.card-access__demo-subtitle {
  margin: 0;
  font-size: var(--ds-text-sm);
  line-height: var(--ds-leading-relaxed);
  color: var(--ds-text-muted);
}

.card-access__screen {
  overflow: hidden;
  border: 1px solid var(--ds-border);
  border-radius: var(--ds-radius-md);
  background: var(--ds-surface-raised);
}

.card-access__screen-header {
  padding: var(--ds-space-3) var(--ds-space-4);
  border-bottom: 1px solid var(--ds-border);
  background: var(--ds-surface-sunken);
}

.card-access__screen-nav {
  display: flex;
  flex-wrap: wrap;
  gap: var(--ds-space-2);
}

.card-access__nav-item {
  padding: var(--ds-space-1) var(--ds-space-3);
  border-radius: var(--ds-radius-full);
  font-size: var(--ds-text-xs);
  color: var(--ds-text-muted);
}

.card-access__nav-item--active {
  background: var(--ds-ink);
  color: var(--ds-text-inverse);
}

.card-access__screen-content {
  display: flex;
  flex-direction: column;
  gap: var(--ds-space-4);
  padding: var(--ds-space-4);
}

.card-access__card-preview {
  display: flex;
  flex-direction: column;
  gap: var(--ds-space-3);
}

.card-access__card-mini {
  display: flex;
  flex-direction: column;
  gap: var(--ds-space-4);
  padding: var(--ds-space-4);
  border: 1px solid var(--bc-on-ink-2);
  border-radius: var(--ds-radius-md);
  background: linear-gradient(
    135deg,
    var(--ds-ink) 0%,
    color-mix(in srgb, var(--ds-ink) 90%, var(--ds-paper)) 100%
  );
  color: var(--ds-text-inverse);
}

.card-access__card-mini-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--ds-space-3);
}

.card-access__card-mini-type {
  font-size: var(--ds-text-xs);
  font-weight: var(--ds-weight-semibold);
  letter-spacing: var(--ds-tracking-caps);
  text-transform: uppercase;
  color: var(--ds-text-inverse);
}

.card-access__card-mini-status {
  padding: var(--ds-space-1) var(--ds-space-2);
  border: 1px solid color-mix(in srgb, var(--ds-accent) 55%, transparent);
  border-radius: var(--ds-radius-full);
  font-size: var(--ds-text-xs);
  color: var(--bc-accent-on-ink);
}

.card-access__card-mini-number {
  font-family: var(--ds-font-mono);
  font-size: var(--ds-text-sm);
  letter-spacing: 0.1em;
  color: var(--ds-text-inverse);
}

.card-access__card-actions {
  display: flex;
  flex-wrap: wrap;
  gap: var(--ds-space-2);
}

.card-access__card-action {
  min-height: var(--ds-touch-target);
  padding: var(--ds-space-2) var(--ds-space-4);
  border: 1px solid var(--ds-border-strong);
  border-radius: var(--ds-radius-sm);
  background: var(--ds-surface-raised);
  font-family: var(--ds-font-sans);
  font-size: var(--ds-text-xs);
  font-weight: var(--ds-weight-medium);
  color: var(--ds-text);
  cursor: pointer;
  transition:
    background-color var(--ds-transition),
    border-color var(--ds-transition);
}

.card-access__card-action:hover {
  border-color: var(--ds-ink);
  background: var(--ds-ink-subtle);
}

.card-access__card-action:focus-visible {
  outline: var(--ds-focus-width) solid var(--ds-focus-color);
  outline-offset: var(--ds-focus-offset);
}

.card-access__quick-stats {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: var(--ds-space-3);
}

.card-access__stat {
  display: flex;
  flex-direction: column;
  gap: var(--ds-space-1);
  padding: var(--ds-space-3);
  border: 1px solid var(--ds-border);
  border-radius: var(--ds-radius-sm);
  background: var(--ds-surface-sunken);
  min-width: 0;
}

.card-access__stat-label {
  font-size: var(--ds-text-xs);
  color: var(--ds-text-muted);
}

.card-access__stat-value {
  font-family: var(--ds-font-mono);
  font-size: var(--ds-text-base);
  color: var(--ds-text);
}

/* --- Aide ---------------------------------------------------------------- */

.card-access__help-card {
  display: flex;
  flex-direction: column;
  gap: var(--ds-space-4);
  padding: var(--ds-space-6);
  border: 1px solid var(--ds-border);
  border-radius: var(--ds-radius-lg);
  background: var(--ds-surface-raised);
}

.card-access__help-header {
  display: flex;
  align-items: center;
  gap: var(--ds-space-3);
}

.card-access__help-icon {
  display: grid;
  place-items: center;
  flex: none;
  width: 2.5rem;
  height: 2.5rem;
  border: 1px solid var(--ds-accent-border);
  border-radius: var(--ds-radius-full);
  background: var(--ds-accent-subtle);
  color: var(--ds-accent-hover);
}

.card-access__help-icon-svg {
  width: 1.125rem;
  height: 1.125rem;
  fill: currentColor;
}

.card-access__help-title {
  margin: 0;
  font-family: var(--ds-font-sans);
  font-size: var(--ds-text-base);
  font-weight: var(--ds-weight-semibold);
  color: var(--ds-text);
}

.card-access__help-desc {
  margin: 0;
  font-size: var(--ds-text-sm);
  line-height: var(--ds-leading-relaxed);
  color: var(--ds-text-muted);
}

.card-access__help-contact {
  display: flex;
  flex-direction: column;
}

.card-access__help-item {
  display: flex;
  flex-wrap: wrap;
  align-items: baseline;
  justify-content: space-between;
  gap: var(--ds-space-3);
  padding: var(--ds-space-3) 0;
  border-bottom: 1px solid var(--ds-border);
}

.card-access__help-item:last-child {
  border-bottom: 0;
}

.card-access__help-label {
  font-size: var(--ds-text-sm);
  font-weight: var(--ds-weight-medium);
  color: var(--ds-text);
}

.card-access__help-hours {
  font-size: var(--ds-text-sm);
  color: var(--ds-text-muted);
}

.card-access__help-link {
  display: inline-flex;
  align-items: center;
  gap: var(--ds-space-2);
  align-self: flex-start;
  min-height: var(--ds-touch-target);
  font-size: var(--ds-text-sm);
  font-weight: var(--ds-weight-semibold);
  color: var(--ds-accent-hover);
  text-decoration: none;
}

.card-access__help-link:hover {
  text-decoration: underline;
}

.card-access__help-link:focus-visible {
  outline: var(--ds-focus-width) solid var(--ds-focus-color);
  outline-offset: var(--ds-focus-offset);
  border-radius: var(--ds-radius-sm);
}

.card-access__help-link-icon {
  width: 0.875rem;
  height: 0.875rem;
  fill: currentColor;
}

/* --- Bandeau securite ---------------------------------------------------- */

.card-access__security {
  margin-top: var(--ds-space-12);
  padding: var(--ds-space-6);
  border: 1px solid var(--ds-border);
  border-radius: var(--ds-radius-lg);
  background: var(--ds-surface-sunken);
}

.card-access__security-title {
  margin: 0 0 var(--ds-space-5);
  font-family: var(--ds-font-sans);
  font-size: var(--ds-text-lg);
  font-weight: var(--ds-weight-semibold);
  text-align: center;
  color: var(--ds-text);
}

.card-access__security-features {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--ds-space-4);
}

.card-access__security-feature {
  display: flex;
  align-items: center;
  gap: var(--ds-space-3);
  min-width: 0;
}

.card-access__security-icon {
  flex: none;
  width: 1.125rem;
  height: 1.125rem;
  fill: currentColor;
  color: var(--ds-accent);
}

.card-access__security-text {
  font-size: var(--ds-text-sm);
  color: var(--ds-text-muted);
}

@media (min-width: 640px) {
  .card-access__feature-grid,
  .card-access__security-features {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
}

@media (min-width: 1024px) {
  .card-access__grid {
    grid-template-columns: minmax(0, 6fr) minmax(0, 5fr);
    gap: var(--ds-space-12);
  }

  .card-access__security-features {
    grid-template-columns: repeat(4, minmax(0, 1fr));
  }

  .card-access__security {
    padding: var(--ds-space-8);
  }
}

/* ==========================================================================
   11. MOUVEMENT REDUIT / CONTRASTE RENFORCE
   ========================================================================== */

@media (prefers-reduced-motion: reduce) {
  .card-type,
  .card-types__item,
  .card-benefits__feature,
  .opposition-card-option,
  .opposition-reason,
  .quick-card,
  .card-benefits__coin {
    transition: none;
    animation: none;
  }

  .card-type:hover,
  .card-type:focus-within,
  .card-types__item:hover,
  .card-types__item:focus-within {
    transform: none;
  }
}

@media (prefers-contrast: more) {
  .card-section,
  .card-type,
  .card-types__item,
  .card-benefits__feature,
  .card-access__feature,
  .opposition-card-option,
  .opposition-reason,
  .quick-card,
  .subscription-status {
    border-color: var(--ds-border-strong);
  }
}